Sunday, August 7, 2011


prerequisites are courses that must be taken in the curriculum before you can take a course eg. a prerequisite in math; an algebra course is a prerequisite sometimes for a course in calculus
or psychology 1 must be taken before II
or music theory must be taken before the recitals or the end of the program clinicals in sciences-

this is money the university is making by requiring you to take more courses in the line up before the course that will be counted in your core classes

U can use the testing processes in this protocol to save some money

Tuition-Free Colleges

  • At least 10 U.S. colleges guarantee a full-ride to their entire student bodies. Admission into a tuition-free college is often highly competitive. In some cases, you may have to pay your dues in a nonmonetary form of currency, for example hours logged in the school's work-study program.
    Students interested in engineering may want to apply to Cooper Union in New York City. Cooper Union offers coursework in engineering, architecture and art, with admission decisions based on student portfolios, home tests and SAT scores.
    If music is more your forte, consider scheduling an audition with the Curtis Institute of Music in Philadelphia, Pennsylvania. This music conservatory looks for exceptionally talented musicians pursuing a professional music career.
    Interested in a work-study based tuition-free college? If you rank in the top half of your high school class and can demonstrate financial need, the College of the Ozarks in Lookout Point, Missouri might be your school.
    Nestled in the remote deserts of California, Deep Springs College, an all-male liberal arts college, assigns each student a job working the school's cattle herd or alfalfa fields.

No Loan Colleges

  • At least 50 U.S. colleges now limit or even eliminate student loans from their financial aid packages, pledging instead to meet up to 100 percent of a student's "financial need." According a article, 8 percent of all four-year college students in the United States attended a school with a limited loan policy as of 2010. Several prestigious academic institutions, including Vanderbilt University and Davidson College, have "no loans" policies, while Harvard University covers the financial need of students with a family income of less than $60,000 per year. The ranks of limited-loan schools also include the University of Michigan and the University of California system.
    Covering "100 percent of financial need" does not mean that the college is going to foot your entire tuition bill. Covering "financial need" means that the school subtracts any scholarships and the student's "EFC" or "expected family contribution" from the total cost of attendance, then awards the difference to the student as a need-based aid package. Your EFC is usually calculated by a federal financial aid formula.

In-State Deals

  • College-aged residents of North Carolina, Georgia and Tennessee have an attractive incentive for keeping things local: The resident tuition deals for their home state's school system.
    Tennessee ranks number one in the nation for affordable public colleges. In 2008, a year of tuition, fees, and room and board at a public university in the Volunteer State cost 13 percent of the student's family income, on average.
    High achieving high school students from North Carolina aiming for a number one school need look no further than the University of North Carolina, Chapel Hill -- a top-ranked public university where in-state tuition was $4,816 for the 2010-2011 academic year.
    Georgia natives who meet the criteria for the state's HOPE scholarship program -- for example, graduating from an eligible high school with a 3.0 GPA -- and attend one of the state's public colleges can receive an award equal to full-time tuition, plus allowances for textbooks.

Armed Forces Academies

  • The U.S. Military Academy, U.S. Air Force Academy, U.S. Coast Guard Academy, U.S. Merchant Marine Academy and U.S. Naval Academy each offer students the opportunity for a world-class education, tuition free. This type of academic career may not fit every high school grad's goals, but the value of a degree from one of these institutions is hard to deny: According to a feature in "Business Week," the estimated worth of four year's tuition at West Point is $187,000.
    Admission requirements vary by academy, but all applicants must pass a physical fitness test, take the SAT or ACT and obtain a nomination from a member of their state congressional delegation. Students receive a monthly stipend while enrolled in school and enter the armed forces as commissioned officers with a completed bachelor's degree under their belts.

Read more: Least Expensive Accredited Colleges |


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