education topics: October 2018

StudentAid.gov/publicservice- If you are employed by a government or not-for-profit organization, you may be able to receive loan forgiveness under the Public Service Loan Forgiveness Program

The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

StudentAid.gov/publicservice

hat is qualifying employment?

Qualifying employment for the PSLF Program is not about the specific job that you do for your employer. Rather, it is about who your employer is. Employment with the following types of organizations qualifies for PSLF:

Government organizations at any level (federal, state, local, or tribal)
Not-for-profit organizations that are tax-exempt under Section 501(c)(3) of the Internal Revenue Code
Other types of not-for-profit organizations that are not tax-exempt under Section 501(c)(3) of the Internal Revenue Code, if their primary purpose is to provide certain types of qualifying public services

Serving as a full-time AmeriCorps or Peace Corps volunteer also counts as qualifying employment for the PSLF Program.

The following types of employers do not qualify for PSLF:

Labor unions
Partisan political organizations
For-profit organizations (this includes for-profit government contractors)
Not-for-profit organizations that are not tax-exempt under Section 501(c)(3) of the Internal Revenue Code and that do not provide a qualifying public service as their primary function

Government contractors: For-profit government contractors are not qualifying employers. You must be directly employed by a qualifying employer for your employment to count toward PSLF. If you are employed by an organization that is doing work under a contract with a government agency or other organization, then it is your employer’s status, not the status of the organization that your employer has a contract with, that determines whether your employment qualifies for PSLF.

top

What is considered full-time employment?

For PSLF, you are generally considered to work full-time if you meet your employer’s definition of full-time or work at least 30 hours per week, whichever is greater.

If you are employed in more than one qualifying part-time job at the same time, you may meet the full-time employment requirement if you work a combined average of at least 30 hours per week with your employers.

If you are employed by a not-for-profit organization, time spent on religious instruction, worship services, or any form of proselytizing may not be counted toward meeting the full-time employment requirement.

top

Which types of federal student loans qualify for PSLF?

A qualifying loan for PSLF is any nondefaulted loan you received under the .

College and University Transfer Agreements - Top 25 Schools with Transfer Agreements Explore transfer agreements by source or destination. Select and follow one to save tuition, fees and time to a degree.

http://www.collegetransfer.net/Search/SearchforTransferArticulationAgreements/tabid/141/Default.aspx

Handle the business of being a College student

https://college.indiana.edu/student-portal/

Degree Requirements

CASE Credit Hour and Residency Requirements

The following credit hour, GPA, upper-level credit hours and residency policies apply to all B.A., B.F.A., B.S. and B.L.S. degrees awarded by the College of Arts and Sciences. CASE requirements tied to course content and subject-matter are listed separately under CASE Curricular Requirements at the head of the Degree Requirements section.

Overall and Upper-Level Credit Hours

All College awarded degrees require a minimum of 120 overall credit hours.
B.A., B.A.J. and B.F.A. degrees require a minimum of 42 credit hours in courses at the 300–400 (junior–senior) level.
B.S. and B.L.S. degrees require a minimum of 36 credit hours at the 300–400 (junior-senior) level.
B.A., B.A.J., B.S. and B.F.A. degrees require at least 18 credit hours at the 300–400 (junior–senior) in course work that count in the major. This policy does not apply to the B.L.S.

Credit Hours in the Major and Inside the College

B.A. majors require a minimum of 30 College of Arts and Sciences credit hours in the major subject area. No B.A. major may require more than 42 credit hours. This stipulation does not apply to interdepartmental majors.
B.S., B.A.J., and B.F.A. are specialized degrees and include more hours in the major concentration; policies vary by individual degree.
Students in B.A. majors, who exceed the major cap of 42 credit hours, may count a maximum of 20 major credit hours toward the required minimum of 120 credit hours (See #6 below).
For the B.A., B.A.J., B.S. and B.F.A., at least 100 credit hours must be earned in courses offered by the College of Arts and Sciences ("inside hours"). Students may select the remaining 20 credit hours from courses either inside or outside of the College.
For the B.L.S. at least 81 credit hours must be earned in courses offered by the College of Arts and Sciences ("inside hours").
The sum total of credit hours taken outside of the College and excess major credit hours may not exceed 20 credit hours. Credits beyond this 20 credit hour cap will not count towards the 120 credit hours required for degree. These caps are modified for students pursuing Secondary Teacher Certification.

College and Major Residency

Following completion of their 60th credit hour toward degree, students are required to take 36 credit hours of College course work on the IU-Bloomington campus or in an IU-administered or IU co-sponsored Overseas Study program to graduate with a degree from the College.
Students must complete 18 credit hours of College course work in the major on the IU-Bloomington campus. In all cases, course work completed on an IU-administered or IU co-sponsored Overseas Study program counts as residential credit.

Grade Point Average (GPA)

Students must have a minimum cumulative College of Arts and Sciences grade point average of 2.000 (C) in order to graduate.
Students must have a minimum major grade point average of at least 2.000 (C) in order to graduate.
Any course taken to satisfy the requirements of a major must be completed with a minimum grade of C–.
B.A., B.S., and B.F.A. students must have a minimum major GPA of 2.000 (C) in order to graduate.

The B.F.A., , B.A.J., B.S., and B.L.S. degrees have additional requirements:

Students pursuing the B.S. or B.F.A. degree should consult the departmental entry in the Bulletin that offers that particular degree. For instance, for information regarding the B.S. degree in Chemistry, students should go to the listing for Chemistry.
Students pursuing the B.L.S. should consult the program’s entry under "B.L.S. Degree Requirements" for specific degree policies.

General Policies

The College does not accept certain types of credit, including engineering, technology, or self-acquired competency credits.
Requests for exceptions to College requirements may be granted by written approval from the Office of Undergraduate Academic Affairs, Owen Hall. Requirements cannot be waived.
Students with a learning disability, hearing impairment, speech impairment, or any other disability that may affect their ability to fulfill a requirement of the College should contact the Office of Disability Services for Students, Wells Library, Suite W302, 1320 East Tenth Street, (812) 855-7578, prior to registering. Requirements will not be waived for students with disabilities; however, some modifications may be made within specific courses. Students seeking such modifications should do so early in their academic career to ensure timely progress to degree completion.

What is O*NET?

O*NET, the Occupational Information Network, is the nation's new primary source of occupational information.

O*NET provides a dynamic framework for exploring the world of work:

information about what skills are in demand
information to help workers with proven skills transfer to new careers
national labor market information on employment levels, occupational outlook, and wages

O*NET gives Americans the tools needed to participate fully and actively in a rapidly changing world of work.

O*NET is a comprehensive database system that collects, organizes, describes and disseminates data on occupation characteristics and worker attributes. O*NET uses advanced technology to define the key elements of an occupation: descriptions of the worker and requirements of the work. Currently, there are over 1,100 occupations listed in O*NET; each is electronically linked through O*NET to the eight major existing job classification systems.

Designed, developed and tested by scientific and technical experts under the leadership of the U.S. Department of Labor, O*NET is a collaborative effort to move beyond the 60-year-old structure of the Dictionary of Occupational Titles (DOT).